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Freelance Rate Calculator

What hourly rate do you need as a freelancer? From target income, costs and billable hours - locally in your browser. No upload.

This calculator gives a non-binding, model-based estimate and is not financial, tax or legal advice. More in the disclaimer
Target net income per year
Business costs per year
Billable hours per week
Working weeks per year
Tax rate
Profit margin White border around the page content.

Result

€79.30
Hourly rate
€634.43
Day rate
€91,200.00
Annual revenue
1,150
Billable hours
No upload100% local
Your content stays with youno third-party access
Servers in GermanyGDPR by design
Independently auditedTLS A+ · HTTP headers A+
Is my file uploaded?

No. Everything runs in your browser - your file never leaves your device. How this is verifiable

The most common mistake the self-employed make: dividing their hourly rate like an employee salary by working hours. That fails because not every hour is billable - sales, bookkeeping, training, holidays and sick days nobody pays for. This calculator works the other way: from the net income you want to the rate you must charge. It adds your business costs, grosses up for tax, adds a profit margin as a buffer and divides the result by the hours you can really bill in a year.

The calculation runs entirely locally in your browser, in pure JavaScript - nothing is uploaded and nothing is stored. Realistically only 50 to 60 percent of working time is billable; billable hours per week times working weeks gives your billable hours a year. The target income is divided by (1 minus the tax rate) so your desired net survives tax; the margin covers dry spells and profit. The result is an hourly rate, a day rate and the annual revenue you need. Change an input and everything updates instantly.

An honest note: this is a guide, not tax or business advice. The tax rate is a rough blended figure (income tax, and possibly trade and sales tax behave differently in detail); use your actual rate. What the market pays is a second limit - your calculated rate is the one you need, not necessarily the one you can charge. Plan reserves for tax, pension and gaps between jobs. Amounts in euros as an example - the maths applies to any currency.

Specifications

Specifications
Input formatsForm inputs (no file)
ProcessingLocally in your browser (JavaScript)
File uploadNone

In 3 steps

  1. Enter your target net income per year and the annual business costs.
  2. Set billable hours per week, working weeks, tax rate and profit margin.
  3. Read off the hourly rate, day rate and the annual revenue needed.

Limitations: A guide, not tax or business advice. The tax rate is a rough blended figure - use your actual rate. What the market pays is a second limit. Plan reserves for tax, pension and gaps between jobs. Amounts in euros as an example - the maths applies to any currency.

FAQ

Are my inputs uploaded?

No. The calculation runs entirely locally in the browser (pure JavaScript); nothing is sent or stored.

Why is my rate higher than an employee wage?

Because you only bill billable hours (nobody pays for sales, bookkeeping, holidays), you carry tax and costs yourself and need a buffer for dry spells. The rate covers all of that.

How many hours are realistically billable?

For most self-employed only 50 to 60 percent of working time. On a 40-hour week that is about 20 to 25 billable hours. Enter your realistic value here.

Is the tax rate exact?

No, it is a rough blended figure for the gross-up. Income, trade and sales tax behave differently in detail. Use your actual rate and talk to your tax adviser when in doubt.

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