Finance calculators
Loans, interest and compound interest, savings goals, returns and retirement - calculated locally in your browser, no upload.
Compound Interest Calculator
Work out locally how your capital grows with compound interest and a monthly contribution - with a table and chart, no upload, in your browser.
Loan Calculator
Work out locally the payment, total cost and interest of your loan - with payment period, fee, amortization schedule and chart, no upload, in your browser.
Savings Goal Calculator
Work out locally how much to save each month to reach your savings goal - with a chart and table, no upload.
Inflation Calculator
Work out locally what your money will be worth in a few years - purchasing power, loss and trend, no upload.
ROI Calculator
Work out locally gain, total return and return per year from the capital invested, the end value and the holding period - no upload.
Margin Calculator
Work out locally profit, margin and markup from the cost and selling price - no upload, right in your browser.
Simple Interest Calculator
Work out locally simple interest without compounding: interest and final balance from principal, rate and term - no upload.
Hourly Wage Calculator
Work out locally your hourly wage from monthly salary and weekly hours - plus monthly hours and annual salary, no upload.
Cash Discount Calculator
Work out locally the discount amount, the amount to pay and the effective annual rate of a cash discount from the invoice and terms - no upload.
Break-even Calculator
Work out locally the break-even point: contribution margin, break-even units and revenue from fixed costs and prices - no upload.
Withdrawal Plan Calculator
Work out locally how much you can withdraw monthly from a capital sum until it is used up after n years - no upload.
FIRE Calculator
Work out locally your FIRE number and the years to financial independence from expenses, withdrawal rate, portfolio, savings and return - no upload.
Net Worth Calculator
Work out your net worth locally: assets minus debts - cash, investments, real estate, loans. No upload, nothing is stored.
Pension Gap Calculator
Work out locally your monthly pension gap and a rough capital need from desired income, statutory pension and other income - no upload.
NPV Calculator
Work out locally the net present value (NPV) of an investment from initial outlay, annual cash flow, discount rate and term - no upload.
IRR Calculator
Work out locally the internal rate of return (IRR) of an investment from initial outlay, annual cash flow and term - no upload.
Payback Period Calculator
Work out locally the payback period of an investment - simple and discounted - from initial outlay, annual cash flow and rate. No upload.
Remaining Balance Calculator
Work out locally the remaining balance of your annuity loan after some years - with principal repaid and interest paid. No upload.
Debt Payoff Calculator
Snowball or avalanche - which strategy clears your debts faster and cheaper? Compare both locally in your browser. No upload.
Credit Card Payoff Calculator
How long to pay off your credit card, and how much interest does it cost? Work it out locally in your browser. No upload.
Depreciation Calculator
Work out straight-line and declining-balance depreciation locally in your browser - with a yearly schedule and book-value curve. No upload.
Freelance Rate Calculator
What hourly rate do you need as a freelancer? From target income, costs and billable hours - locally in your browser. No upload.
Effective Rate Calculator
What does your loan really cost? Work out the effective annual rate from the nominal rate and fees locally in your browser. No upload.
Leasing Calculator
Work out the monthly lease payment from price, residual value, rate and term locally in your browser. No upload.
Average Stock Price
Work out your average stock entry price from several buys locally - with share count, total cost and gain or loss, no upload.
Dividend Yield
Work out the dividend yield, the yield on cost and your annual and monthly dividend income locally - no upload, in your browser.
Fund Fees
Work out what fund fees (TER) really cost you over the years locally - including the growth you miss out on, no upload.