Compare the old and new tax regimes for your annual income - current slab rates, locally in your browser, no upload.
No. Everything runs in your browser - your file never leaves your device. How this is verifiable
Since the Finance Act 2020, India has two parallel income-tax regimes: the new regime (the default since the Finance Act 2023) with lower slab rates but no access to the classic Chapter VI-A deductions (such as 80C for life insurance/PPF/ELSS, or 80D for health insurance), and the old regime with higher slab rates but full access to those deductions. Both regimes have a zero-tax threshold (the §87A rebate) and a standard deduction for salary income.
The calculation runs entirely locally in your browser, with no upload. Enter your annual gross income and - if you want to consider the old regime - your Chapter VI-A deductions as one combined figure. The calculator applies each regime's own standard deduction, progressive slab tariff, §87A rebate and the 4 percent Health and Education Cess, and shows both tax amounts side by side so you can directly compare which regime is cheaper for you.
An honest note: this calculator only models salary or pension income and does not account for the surcharge on very high incomes above 50 lakh, marginal relief at the rebate boundary, or other income types. HRA or LTA exemption itself is not computed here - enter the net deduction you already know in the 80C/80D field instead. Not tax advice.
| Input formats | Form inputs (no file) |
|---|---|
| Processing | Locally in your browser (JavaScript) |
| File upload | None |
Limitations: A model-based estimate of FY 2026-27 income tax under the new and old regimes (progressive slab tariffs, the §87A rebate, 4 percent cess). Not modelled: the surcharge above 50 lakh, marginal relief at the rebate boundary, HRA/LTA exemption computation, other income types. Salary/pension income only. Not tax advice.
It depends on your deductions: if you have few Chapter VI-A deductions, the new regime usually wins; if you use large 80C/80D deductions, the old regime can work out cheaper. Compare both figures directly in the calculator.
A rule that zeroes out the tax if your taxable income is below the regime's own threshold (currently 12 lakh under the new regime, 5 lakh under the old regime).
Salaried individuals with pure salary income can generally choose a fresh regime every year; different rules apply if you have business income. Check the current rules when filing your return.
No. The calculation runs entirely locally in your browser; nothing is sent or stored.
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